A Credit record is a Summary of a persons or companies history with credit, debt and repayment.

If a person or Company has unpaid debts or has been insolvent, this will be recorded and will affect someone’s credit record.

A credit report allows lenders to check someone’s history before giving out credit such as Mortgages, Hire Purchase, and Car Loans etc.

We can assist in minimising your risk before any transaction by providing Individual or Company credit checks.

To do a credit check you will need to obtain the subjects permission in writing.

The following is required to obtain a credit check.

Full Name
Address
Date of Birth